| Customer Criteria |
Cash |
Finance |
Lease |
Rental |
|
| Wants ownership |
X |
X |
|
|
| Optional ownership |
|
|
X |
|
| Use and return only |
|
|
X |
X |
| Off-balance-sheet financing |
|
|
X |
X |
| 100% financing (no down payment) |
X |
X |
|
|
| Cash surplus - trade-in |
X |
X |
X |
X |
| Expense 100% of payments |
X |
X |
X |
X |
| Needs depreciation/interest write-offs |
X |
X |
X |
X |
| Lowest total cost (for ownership) |
X |
X |
X |
X |
| Lowest monthly payment (for use) |
X |
X |
X |
X |
| Future business uncertain |
X |
X |
|
X |
| Temporarily avoid debt |
X |
X |
X |
X |
| Try out structure |
X |
X |
X |
X |
| Improve cash flow |
X |
X |
X |
X |
|
| |